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Quick Links: Household | Commercial | Property Owners |All

Mid Net Worth Household

Household

Provides cover on an all-risks basis to include accidental damage and theft. A robust policy offering ensuring they will receive the effective service when needed.

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IPID

Specialist Household

Household

Provides cover for risks with non-standard or standard constructions, geographical factors or adverse claims history.

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IPID

Landowners

Commercial

Provides cover for a variety of types of land, private roads, estates and communal spaces to fully protect against any liability claims.

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Policy Summary

Wages & Turnover – Liability

Commercial

Provides additional covers and enhanced wordings packaged together at competitive rates providing public and products liability.

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Policy Summary

Contractors All Risk

Commercial

Our contractors all-risk is available as a stand-alone policy or in addition to wages and turnover or per capita allowing your clients the choice in how to cover.

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Policy Summary

Per Capita – Liability

Commercial

Our per capita product can be catered to your client’s business with a variety of different covers which can be added, covers up to 10 people.

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Policy Summary

Goods In Transit

Commercial

Provides protection stand-alone product covers a spectrum of risks with a high level of cover including theft and damage by transportation.

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Policy Summary

Excess Of Loss

Commercial

Provides higher liability limits to your clients bringing the policy and excess in one place for improved policy management.

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Policy Summary

Professional Indemnity

Commercial

Provides cover for a wide footprint of trades and occupations including those considered to be higher risk.

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IPID

Retail

Commercial

Provides cover for over 130 retail occupations including cafes/tearooms and hair and beauty risks. Best of breed wording providing enhanced covers and high indemnity.

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Policy Summary

Made At Home

Commercial

Provides flexible cover to ensure your clients running businesses from home are covered correctly within this growing market.

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Policy Summary

Terrorism

Commercial

Provides protection for your clients against the threat from terrorism in the UK landscape providing additional peace of mind.

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Policy Summary

Commercial Property Owners

Commercial | Property Owners

Provides enhanced cover and optional additional covers to ensure your clients full demands and needs can be met.

Available via
manual presentation

Unoccupied Commercial Property

Commercial | Property Owners

Provides cover for vacant, undergoing renovations and pending sale market properties, a range of covers including full perils and insurance periods.

Available via
manual presentation

Residential Property

Commercial | Property Owners

Provides a range of different covers to allow brokers to ensure your clients are covered correctly and to a high standard.

Available via
manual presentation

Unoccupied Residential Property

Commercial | Property Owners

Provides cover vacant, undergoing renovations and pending sale market properties. Our overall offering on both cover and competitive rates.

Available via
manual presentation

Short-term Residential Property

Commercial | Property Owners

Provides the same cover but with the additional benefit of flexible cover periods to suit your client’s needs.

Available via
manual presentation

Contractor’s Combined

Commercial

Provides an all-inclusive package to cover your clients including negligence, machinery failure or procedure mistakes.

Available via
manual presentation and Acturis

Office & Surgery

Commercial

Provides a package which can be customised to fit your client’s business model, with enhanced wordings and flexibility.

Available via
manual presentation and Acturis

Commercial Combined

Commercial

Provides cover for a variety of trades and business models. Best of breed wordings and enhanced covers enable our clients to feel their business is protected.

Available via
manual presentation and Acturis

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Professional Indemnity

Trade Form
1 Accoutantant Download
2 Architects and Engineers Download
3 Design and Construction Download
4 Specialist Consultants Download
5 Surveyors and Propery Consultants Download